|Spending Tracker Spreadsheet|
So far it is working quite well although I'm sure there will be a few things I have missed along the way. The important thing is that I have started and as I go along I will get better at keeping dockets and writing down my spending. I don't think it is important to wait until the start of a new month to begin to do this, just start straight away with today's date and off you go.
If you would like a copy of the spreadsheet I'm happy to email it to you. As I said it is pretty basic, but why complicate things that are complicated enough.
|Dockets saved to enter into the Spending Tracker|
There is a great blog here Gail Vaz Oxlade that has a lot of good advice on debt reduction and budgeting. Gail also has interactive and downloadable worksheets on budgets, your networth, student cashflow, holiday spending plans and more. Check them out, I think they are a great resource.